Although there are many alternatives to Bizum, it is clear that the service it offers us to send or receive money immediately has given us many facilities. Especially when we meet friends, family and acquaintances for dinner or a drink and we do not have loose money or someone has been in charge of paying. However, there are a number of things that it is better to avoid if we do not want to make mistakes or fall for scams.
For this reason, it is important to take into account all this series of aspects so as not to make mistakes that, perhaps, have no solution. To do this, we will give you some tips that will come in handy when using Bizum. Especially, there are some cases that we should never get to do with this particular service.
Do not type the phone manually
One of the first security tips that we must take into account, in addition to serving as a precaution to avoid falling into scams or sending money to other people inadvertently, will be to resort to the list of contacts that we have on the phone when sending money by the application.
And it is that, the simple fact of manually typing the phone number in Bizum, can play a trick on us. More than anything, because we could make a mistake and put the number wrong, sending the money we wanted to an unknown person. For this reason, it will be better to resort to the mobile contact list.
Do not send a Bizum without checking the data
Not only will it be a good idea to always use the contact list to send or receive money in Bizum, but it is also important that, once we have selected that person, we do not send the money quickly. This way we will avoid making mistakes.
What does it mean? Well, it will be necessary to verify that the amount is correct, as well as the telephone number and the name that will appear on the screen to send the Bizum. In this way, we will be able to know perfectly if everything is in order before proceeding to finalize the transfer through this service.
Beware of payment requests
One of the dangers that most threatens people when using Bizum is payment requests through this service. It is not the first time that a person falls into the trap and, instead of receiving the money, sends money to a person through a request.
For this reason, if you receive a notification from Bizum you will have to check what it is about before entering. There are many cybercriminals who try to scam people using this technique. They are based on deceiving users by making them believe that they are going to receive money, when in reality it is a request for payment through this service.
Therefore, if you receive one from any user you don’t know, you can immediately reject it. This way you will avoid accepting it involuntarily. Also, keep in mind that to receive money they will never ask you for approval, on the other hand, to send it they will ask you to confirm it.
Do not use Bizum with unknown people
The extension of this service is a reality, and we no longer only find ourselves with the possibility of using Bizum with our acquaintances, friends or family. Now, this option can be used to make payments to online or face-to-face businesses. However, in these cases it will be better to be careful, because if we are not careful, we could be scammed or, also, we could be wrong in the amount we are going to pay.
In addition, there have already been cases in which users have made a mistake in the amount and those stores or restaurants have not wanted to return the money. Or, also, by getting our mobile phone they can get more personal data. Therefore, the best thing to do in these cases is to avoid using Bizum and make a payment in cash or by card.