Whether you are self-employed or employed, the truth is that receiving any type of help, whether governmental or territorial, is very appreciated. In the event that you are registered as self-employed, surely what we are going to tell you below will be extremely useful to you.
In these times, maintaining our job, whether employed or self-employed, is not an easy task. This is something that both the central government and those of the autonomous communities are fully aware of. Hence precisely the benefits and aid that are launched from time to time. Along these same lines we are going to focus on some of these that you can benefit from right now if you are self-employed workers.
First of all, you must take into consideration that here we find benefits that are both general and limited to the autonomous communities. Even some town councils in certain towns provide us with some aid to benefit us if we are self-employed. Sometimes it will be very interesting for us to approach the town hall itself to obtain information individually.
Below we are going to talk about some benefits or aid for self-employed people available for practically the entire national territory.
Government aid for the self-employed
Sometimes we are not aware of these benefits that we have at our fingertips and that can save us a few euros a year. They can even provide us with equipment to use in our daily work.
Reductions and bonuses to Social Security. Self-employed workers who register for the first time or who have not been registered in the previous 2 years will be able to obtain reductions and bonuses from the SS. They can opt for the minimum contribution base, so their monthly payment would be 60 euros for the first 12 months. This would be 80 euros during the first 12 months if they contribute for the minimum base. From months 13 to 18, the reduction is 50% on the base fee.
Digital kit. This is aid for the digitalization of self-employed workers, an initiative of the Government of Spain to encourage SMEs and self-employed workers in their digital transformation. Thus, you can get up to 12,000 euros to invest in one or more solutions of this type. Modalities such as website creation, e-commerce, social network management, virtual office tools, or electronic invoices, among others, are included.
Financial subsidy. This aid in the form of a subsidy will be equivalent to a reduction of up to 4 points in the interest set by the credit institution that grants the loan to start a business. The subsidy limit is a maximum of 10,000 euros.
Training subsidy. It is worth mentioning that if we are self-employed and wish to train, we have a subsidy of 75% of the cost of the courses received. Here a maximum of 3,000 euros is established.
SME bonus. Through the autonomous communities, up to 11,000 vouchers will be granted so that the self-employed can access high-speed Internet services and cover connectivity costs.
As we see, it is important to be attentive to the different subsidies and benefits that we can receive if we are self-employed. And the Government, for some time now, wants to promote and help SMEs and the self-employed, at least in their beginnings and first steps.
