The bank account is connected to our smartphone through its app, so we will receive push notifications and even warnings to allow certain transactions in a simple way. Being aware of a problem is the first step to remedy it, and the same is true for your online banking. Knowing that it has been attacked is the first step to stopping the bad guys and, if possible, starting the search for solutions. In this article, you will learn how to find out if someone has tried to access or attack your online bank account.
The phrase “once the law is made, the trap is set” is not always true, since sometimes the bad guys are a few steps ahead of the good guys. In this sense, online scams have been increasing in recent years, as technology has expanded and reached our lives, to such an extent that today many people have their home, their work, their entire life supported by digital technology and the cloud. Therefore, knowing if someone has attacked your online bank account at any given time is a step as necessary as taking your bank account to the bank before.
Signs that someone has attacked your online bank account
More and more people are managing their finances digitally, but with the convenience of online banking also comes new risks. These are clear signs that can alert you to a possible attack and how to act quickly if you see something suspicious.
Unauthorized movements in your account
One of the first signs that something is amiss is the appearance of transactions that you have not authorized. Even if the amount is small, any unexpected movement should raise a red flag. Cybercriminals often try small amounts to check if the account is active before making a larger theft. It is vital that you review your banking transactions regularly to detect any irregularities as soon as possible.
Changes to your data without your authorization
If you receive a notification from your bank about a change in your personal details, such as your email address or password, and you have not requested it, it is a clear sign that your account may be compromised. In such cases, it is best to contact your bank immediately to clarify the situation and block possible unauthorized access.
Suspicious calls from alleged bank employees
Cybercriminals also try to trick you with fake calls. If you receive a call that identifies itself as your bank, but asks you for sensitive information or strange questions, do not provide any information. It is best to hang up and call your bank directly using the official number found on its website or mobile app.
You receive strange SMS or emails
If you start receiving SMS or emails from unknown numbers or addresses, be very careful! They are probably trying to scam you with a phishing attack. These messages often include links that redirect you to fake pages that simulate your bank’s pages in order to steal your credentials. If in doubt, never click on these links and contact your bank.
Alerts for login attempts
Many banks and online payment services send you alerts when someone tries to access your account from a different device or location than usual. If you receive this type of notification and it is not you who is trying to access it, it is a clear sign that you should change your password immediately and strengthen the security of your account.
Your bank’s website seems strange or different
If you notice something amiss when trying to access your bank’s website, such as a different layout or errors in the URL (for example, missing or changed letters), you could be facing a phishing attempt. Always make sure that the website address begins with “https” and that the security lock is visible in your browser’s address bar.
Online banking is convenient and efficient, but it’s also an easy target for cybercriminals. Being alert and recognizing the signs that your account has been attacked is essential to avoid fraud. Keep constant control over your transactions, be wary of suspicious messages, and never share your personal information without first verifying the identity of the person contacting you. The security of your money is in your hands.
