Many people today, due to lack of liquidity, due to low income or due to unforeseen moments, decide to request credit in order to give them a quick solution to the eventuality of the moment, perhaps it is to cancel the debt of a public service. , to be able to buy a product, appliance, equipment, medicine.
Other people may mention that they turn to credit because they didn’t have the money at the time or their income is low compared to daily expenses.
But where does Elektra’s credit come from? Do you know what a credit is? A credit is nothing more than an option to loan money that you make to a banking institution, or business houses with the obligation that said money be paid in installments or in full, paying interest at the percentage agreed with the institution, house or bank in which scheduled time.
You can find different types of credit such as: consumer loans; they are those that the bank grants to you as a client to pay for a service, obtain a good, so that you can cancel them in a short period of time; commercial credits, this is offered to companies regardless of their purpose or size, to compensate the capital of the same or settle debts contracted with third parties to cancel medium or short term.
There are also mortgage loans, in order to be able to buy land or already ready to be occupied by your company or organization in the long or medium term.
Currently you can obtain these types of credits or others not only in banks but also in prestigious commercial or loan houses recognized for their commitment and seriousness, among them is Elektra.
What is Electra?
It is an organization that is characterized by granting credits or non-bank commercial and financial loans established in the United States, which exercises great leadership throughout Latin America, concentrating on the commercial and financial field, offering services and products worldwide, with ethics, professionalism. and transparency.
Especially in the commercial area, they offer you electrical appliances, telephones, motorcycles, appliances, furniture, computer equipment, transfers, life and prevention insurance, financing, investments.
Its main office is in the United States, and its branches in Mexico, Central America and South America, of which they are located in Panama, Peru, Honduras, Guatemala and El Salvador.
At Elektra they offer you payment credits for some household appliance products according to the monthly offer in a monthly payment installment with discounts ranging from 10% to 20% off when you make a purchase or loan. Mainly these credits can be done in Mexico City in alliance with Banco Azteca.
How can you request and request your Elektra credit and what are the procedures and requirements?
If you want to make a credit or purchase at Elektra stores, I will show you below the following requirements that you have to do to request and order.
Requirement 1
- Be between the ages of 21 and 70. Credits are not granted to minors.
Requirement 2
- Have personal identification with a photo. It can be the identity card, residence card, original and copy of these documents.
Requirement 3
- Minutes or proof showing your place of residence or domicile, preferably, since you are requested to receive a payment receipt for any of the public services that you enjoy. Original and copy.
Requirement 4
- Receipt of payment or proof of your place of employment or work or your income can be monthly, biweekly or weekly.
Requirement 5
- You are not required to have a bank credit history or in another commercial house, but if you have one you can obtain more benefits because your credit may be for a larger amount.
Requirement 6
- You must fill out the format or form where you are shown the payment terms and the interest to be canceled according to the credit you are requesting. Having all the requirements ready, you can go to any branch or make your request online.
- By meeting all these requirements you just have to wait for your credit. Be punctual with payments and you will enjoy other larger credits.
