Like everything in this life, we can make different mistakes at any time. And, the fact of sending a Bizum by mistake to a contact or putting more money than we should, is another mistake that we can make without realizing it. For this reason, it is important to know what is happening and what are the options we have left to recover the money.
Rushing does not help at any time and, for this reason, when sending money through Bizum, it is recommended to check if the data and the amount that we want to transfer through this app are correct. Although, if we have already made the shipment and we have made a mistake, it is important to know what options we have. And more when the other person refuses to return the money.
Can a Bizum be cancelled?
If you have used the app to send money to a contact instantly, but as soon as you finished the transfer you realized that you had the wrong person or the amount was greater than what you wanted to send, you are probably wondering what you can do. However, it will not be as easy as canceling the Bizum.
From the official website of this service to send or receive money they make one thing clear: they cannot be cancelled. Once shipped, there is no going back. Therefore, the way we have to recover the money, which we have sent by mistake, will be to contact that person and ask him to return the amount that we have sent him inadvertently.
Although, it will not always be that simple. More than anything, because the other person either refuses to return the money, or may not show signs of life, ignoring your request. So, in those cases, what can be done to recover the money?
They don’t return my money
It may not have happened to us, but the truth is that it does happen and, if not tell a blind man who mistakenly paid 930 euros in a bar for Bizum instead of 9.30 euros and the owner refuses to return that amount. Therefore, it is clear that everything can happen and we will not always find good people who will return our money.
Therefore, if you have just had to go through this, the alternative we have left is to contact the bank that we have associated with this service. In this way, they offer you different possibilities, for example, there is insurance for this type of movement in Bizum if it is a scam. They can even get in touch with the recipient of the money. Although, nothing can assure you that you can recover it.
In those cases, we will have one last option: resort to the judicial route. Through a court order, it is possible to revoke the payment that was made by mistake by Bizum. The main drawback is that we will enter into a legal battle with a claim that the other person has misappropriated our money. In addition to the fact that the final decision will be made by a court.
