Contrary to general belief, there are many credit and debit cards with which we can obtain a small percentage of return each time we use them. They are known as cashback cards and, below, we will tell you how they work.
Debit and credit cards are not only useful for make our payments. Furthermore, depending on the provider we choose, they will also allow us get certain rewards which translate into multiple formats: obtaining points that can be redeemed in means of transport or hotels, exclusive discounts in certain brands or businesses or, on which we are going to focus in this article, the possibility of recovering a percentage of each expense we make. . They are called cashback cards and, below, we will tell you what are the best options that we can currently find on the market.
N26 cards
N26 is a German bank that operates online and that offers its services in different countries of the European Union. The entire contracting process is carried out through its website or application and offers us interesting advantages depending on the type of service we want to contract.
In this case, all your cards with cashback They belong to the Business category, so we will only enjoy them if we have any of your company accounts contracted. Specifically, we have two possibilities:
- Standard Business, Smart and You Accounts They have a cashback of 0.1% for each card payment.
- Business Metal Account, The cashback amounts to 0.5%.
Revolut
As was the case with N26, Revolut is another of the neobanks that have achieved greater popularity in recent years. It shares many benefits with the previous one, such as, for example, the possibility of being able to withdraw cash at ATMs located anywhere in the world for free if we do not exceed a certain amount.
In this case, cashback is one of the exclusive features that they can enjoy so much clients of your Metal account like those of Ultra. With both plans, every time we use our card, regardless of whether it is physical or virtual, we will be able to receive a small amount of money that will be refunded directly to our account.
The percentage of cashback is 0.1% on all national payments and 1% on international transactions. Furthermore, it applies a monthly limit on cashback rewards, which will always coincide with the monthly price of our plan. We can get all the information if we access this link.
BBVA
BBVA is one of the entities that largest offer of cards offers in its catalog. In this case, the cashback can only be found in the credit aspect, so we will have to be interested in this type of modalities to be able to enjoy the return of a percentage of money in our account.
His Aqua Maxima card, available in this link, has a cashback system that is somewhat different from the rest of the options we have seen so far. And in this case the cashback is only applicable in the case of online subscriptions that we have contracted, such as Netflix, Spotify, HBO or Amazon Prime, among many others, returning us 10% of each of the installments.
Bkswipe
The proposal of Bkswipe It is different from the rest of the options that we have mentioned so far. It is a Bankinter Consumer Finance app that allows us to split payments that we have already made and automatically recover that money that we have already spent. In addition, it also has a debit card free that offers us a very interesting cashback.
In this case, with the virtual debit card We will be able to recover 1% of all the payments we have made with it on a monthly basis. As we find in the conditions of the service itself, that we can consult in this linkthe refund will only be applicable to purchases made in stores, but not to cash withdrawals, top-ups or payment of fees and taxes.
