Bizum has established itself as one of the most used payment services in our daily lives. Currently, more and more people use it to make and receive transfers, as well as make payments or any other financial transaction. But can we use it if we are self-employed?
Since its birth, Bizum has become one of the best options we can find for make transfers immediatelyeither. Its simplicity of use and the speed that the service offers us are the two ingredients that have allowed the application to consolidate the position it currently has in the market.
Although Its use is widespread among individualsWhat happens if we are self-employed and provide services to other companies and/or individuals? Can we make and receive a Bizum without problems? We tell you everything you need to know about it.
Yes, you can use Bizum as a freelancer
Bizum has been offering its services to professionals for several years now, not just individuals. Therefore, if you are self-employed and you want to make payments or charges for your services through this format, you can do so completely legally. However, the only precaution you have to take is that you will always have to declare as sale or as a service the income received. In addition, they must also be present in the corresponding VAT and Personal Income Tax returns.
Therefore, in essence the mode of operation It is exactly the same as if we charge for a service through bank transfer. we must issue the corresponding invoice and indicate in it that one of the payment methods we accept is Bizum, with the number with which we are registered in the application.
We must also remember that, as a self-employed person, it is recommended that our professional economy is separated from the personal. To avoid future problems with the Treasury, it is advisable that we have a company telephone number associated with a corporate bank account. In this way, it will be much easier to have greater control over all the movements made in our accounts to be able to discern between those that belong to our leisure time, from those that are directly related to our professional activity.
The limits of the amounts
One of the most common doubts on the part of freelancers and companies when they want to integrate Bizum as one of their payment methods has to do with the limits that has the application defined. It is worth keeping in mind that all the limits that the service initially defined in order to be able to be used were designed for individuals, so if we are registered in the service as a companythe vast majority of them will disappear so that we do not have to reject any payment for having oversold during a specific month, for example.
In any case, since Bizum is a service that It depends on our bank, It is always important that we speak with a specialized advisor so that they can inform us about how the service works and avoid any problems that we may have in the future due to lack of knowledge.
