If you have an accident, always fill out the insurance part like this

Having an impact against another car is one of the most unpleasant moments that we can have behind the wheel. In these cases, the most important thing is not to regret personal injury. As for the car, what is there to do? If you have an accident, always fill out the insurance part like this.

Driving is a pleasure for some and an obligation for others. But, in any case, it is not without risks and one of them is having an accident against another car. According to RACE, 85% of traffic accidents occur as a result of collisions between vehicles.

If physical damage occurs, the PAS behavior must be applied. If not, you have to proceed to fill out the friendly report, officially called the European Accident Report, something that is not exactly easy, above all, because after an accident, people are usually nervous, scared, angry…

Therefore, it is convenient to follow a series of steps to fill out the insurance part in an orderly manner and to make the whole process a little easier.

If you have an accident, always fill out the insurance part like this

The first thing that you must be clear about is that the insurance report is a kind of form, similar to a questionnaire, in which the different fields are filled in to provide the insurance with the necessary explanations about how the accident occurred. You must make sure that you have at least one part in your insurance documentation.

It is important to fill out and sign the insurance part because it facilitates the work of insurers and the collection of data from the drivers involved in the accident. Next, we explain the steps you must follow:

General data of the accident

The friendly part must contain the general data of the accident, this is the date, time and place where the accident occurred, following the order of the numbers from 1 to 25, all with the greatest possible precision.

This includes data such as the street number or the kilometer point if the accident occurred on the road. If the accident occurs in a parking lot or gas station, the place must be specified.

Data of drivers, their vehicles and policies

The insurance part must include the data of the vehicles involved, for which there are two columns: A and B, one for each vehicle. Also the license plates and data of the drivers, explaining how the accident occurred, providing the details and the damage caused.

If someone is injured, it must appear on the form, including information on the severity of the injuries or if it is a slight pain, whether in the neck, back or any other area.

a sketch

The insurance report also has a space for making a sketch of the accident, to explain, schematically, what the impact was like.

the signature

This is one of the most important parts: the friendly part must always be signed by both parties involved in the claim. However, you should never sign without first making sure that the other driver has also filled in all the necessary information and checking that the information matches the documentation.

If you have any doubts or disagreements, you can agree with the other party to sign the report later to be calmer, up to a maximum period of seven days from the accident.

Ahead and behind

The part is filled in is filled in front and behind. On the back, the data related to the name, ID, address, telephone, etc. are noted. of the drivers involved, as well as witnesses, if any. This part of the back does not need to be signed, so you can add them later.

Tips for filling out the insurance part

Finally, we give you a series of tips to fill out the insurance part:

• Locate a safe place: before filling out the insurance part, locate a safe place and away from traffic, as far as possible. Don’t forget to put on your reflective vest and signal the vehicle with the triangles or the V16 emergency sign if you have one.

• Do not lose your cool: it is not the best time to fill out the report because, after an accident, it is normal to be nervous and stressed. But you have to try not to lose your cool. The data you put in part is important and should not be flawed or inaccurate.

• Write with capital letters: Related to the previous tip, you may not be able to write well at this time. It is also not the best position to write and the document must be perfectly legible. Therefore, it is better to write in capital letters and with clear handwriting.

• Take lots of photos and videos: the more tests, the better. Remember to take all the photos you can with your mobile phone and even record a video that shows what the situation is after the crash.

• Do not accept blame: the rules of the road are clear and establish who was at fault for the accident. Both parties must assume who has breached them to fill out the part and sign it.

However, it will be the insurers that will establish the guilt, based on the data presented in the part, and will resolve the liquidation of the damages produced, following the agreements agreed between them. In any case, remember that it does not have to entail an acknowledgment of responsibility.